Real Estate Insider

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2023 

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2021

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2020

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2019

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Past Editions

2018

2017

2016

2015

2014

2013

2012

Mortgage Rates

Discounted rates found on the internet on April 26, 2024.

Fixed-Rate Mortgages

1-year closed: 6.63% (6.63%)
2-year closed: 5.94% (5.64%)
3-year closed: 5.31% (5.31%)
5-year closed: 4.84% (4.84%)
7-year closed: 5.74% (5.74%)
10-yr closed:   5.84% (5.84%)

Variable-Rate Mortgages

BofC’s Rate:   5.00% (5.00%)
Banks' Prime:    7.20% (7.20%)
5-year: Prime - 1.30% or 5.90%

Some rates may require CMHC insurance coverage. BofC stands for Bank of Canada. The rates in brackets are from April 19, 2024.